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MSB Financial Q3 Profit Falls - Quick Facts

By RTTNews Staff Writer   ✉  | Published:  | Google News Follow Us  | Join Us
rttnewslogo20mar2024

MSB Financial Corp. (MSBF), the holding company for Millington Savings Bank, Wednesday reported third-quarter net income of $194,000, compared to $207,000 last year. On a per share basis, earnings for the quarter remained unchanged from last year at $0.04.

Net interest income for the quarter fell to $2.6 million from $2.8 million last year, due mainly to lower levels of average interest earning assets as well as decreases in the average yield earned. Net interest margin for the quarter decreased to 3.28% from 3.48% last year.

Non-interest income for the quarter totaled $160,000, a decrease of 4.8% compared to last year.

Loan loss provision for the quarter was higher at $471,000, compared to $400,000 in the prior year.

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