The total number of home loans in Australia was up a seasonally adjusted 0.3 percent on month in July, the Australian Bureau of Statistics said on Tuesday - coming in at 52,251.
That missed forecasts for an increase of 1.0 percent, and down from the downwardly revised 0.1 percent gain in June (originally 0.2 percent).
The value of home loans for owner-occupied housing was flat on month at A$17.058 billion - down from the 1.7 percent increase in the previous month.
Investment lending climbed 6.8 percent on year to A$11.513 billion, after adding 0.1 percent a month earlier.
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