Freddie Mac's (FRE) conforming loan purchase limits for 2010 are unchanged from those in effect for 2009 for all areas of the United States, according to the Federal Housing Finance Agency or FHFA. The loan limits set the maximum original loan amounts allowed on single-family conventional mortgages Freddie Mac can purchase except in high cost areas.
The loan limits for first mortgages are $417,000 for mortgages secured by one-unit properties, $533,850 for mortgages secured by two-unit properties, $645,300 for mortgages secured by three-unit properties, and $801,950 for mortgages secured by four-unit properties.
The loan limit for subordinate lien mortgage loans remains at half of the one-unit loan limit for first mortgages, or $208,500.
FHFA has also extended the high-cost loan limits for mortgages originated in certain high cost areas, up to a maximum of $729,750 in the contiguous United States through 2010, pursuant to a Continuing Resolution passed by Congress and signed by President Obama on October 30, 2009.
The loan limit for first mortgages will be 50 percent higher in Alaska, Hawaii, Guam and the US Virgin Islands. This means the maximum in these states and territories will be $625,500 for mortgages secure by one-unit properties, with slightly higher limits in designated high-cost counties.
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June 05, 2026 16:18 ET A busy week for economic news flow saw a slew of reports being released that reflected the trends in the U.S. labor market. In Europe, economic growth and inflation data gained attention as the European Central Bank and Bank of England head for policy session later in the month. In Asia, the monetary policy session of the Indian central bank was in focus as the country, a major oil importer, reels under the pressures of a weaker rupee and rising inflation.