Oversea-Chinese Banking Corporation Limited (O39.SI,OCBC.SI), a Singaporean banking and financial services provider, on Wednesday reported an increase in net profit for the final quarter of fiscal 2025, helped by higher non-interest income.
For the fourth quarter, the lender reported a net income of S$1.745 billion, or S$1.52 per share, higher than S$1.687 billion, or S$1.47 per share, in the same period last year. This rise in net profit reflects strong non-interest income growth.
Total income was S$3.616 billion, higher than S$3.416 billion a year ago. Net interest income slipped to S$2.296 billion from S$2.455 billion a year ago as asset yields compressed at a faster pace than deposit costs in a decreasing interest rate environment.
Non-interest income moved up to S$1.320 billion from S$961 million in the previous year, helped by strong broad-based growth across fee, trading, and insurance income.
As of December 31, 2025, gross loans stood at S$341.120 billion, higher than S$319.166 billion on December 31, 2024. Deposits were S$428 billion on December 31, 2025, higher than S$391 billion as of December 31, 2024.
For 2025, the Board will pay a final dividend of 42 cents per share and a special dividend of 16 cents per share, bringing the total dividend for the year to 99 cents per share.
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