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Jiayin Group Inc. Bottom Line Declines In Q4

By RTTNews Staff Writer   ✉  | Published:  | Google News Follow Us  | Join Us

Jiayin Group Inc. (JFIN) revealed a profit for fourth quarter that Dropped, from last year

The company's bottom line totaled RMB100.631 million, or RMB0.49 per share. This compares with RMB275.524 million, or RMB1.30 per share, last year.

The company's revenue for the period fell 22.4% to RMB1.090 billion from RMB1.404 billion last year.

Jiayin Group Inc. earnings at a glance (GAAP) :

-Earnings: RMB100.631 Mln. vs. RMB275.524 Mln. last year.
-EPS: RMB0.49 vs. RMB1.30 last year.
-Revenue: RMB1.090 Bln vs. RMB1.404 Bln last year.

For the final quarter, the company posted a net income per ADS of RMB1.96, less than RMB5.20 per ADS in the fourth quarter of 2024.

Yan Dinggui, CEO of Jiayin Group, said: “In the fourth quarter, the industry navigated a broader transition following the formal implementation of the new regulatory framework. This period of transition contributed to sector-wide liquidity tightening and increased volatility in overall risk levels. In response, we proactively shifted our strategic focus, prioritizing asset quality over scale expansion to ensure long-term stability. Consequently, our loan facilitation volume of the fourth quarter reached RMB24.2 billion and net income stood at RMB100.6 million, representing year-over-year declines of 12.6% and 63.5%, respectively.”

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